Do You Need Proof Of Insurance To Get Your License in NC?

Do You Need Proof Of Insurance To Get Your License in NC?
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Do you need proof of insurance to get your license in NC? Through this piece, you’ll have all the info required to get a license.

Getting a license means a lot more than acquiring a dl123 form in North Carolina. There’re certain requirements a driver must meet before getting full clearance to ply NC roads.

But do you need proof of insurance to get your license in NC? Insurance coverage is essential for vehicle owners to avoid getting into trouble with the law. But it’s not the only thing you need to get a license in NC.

Right here, you’ll get detailed info on how licensing in NC works. And there’re other essential facts sure to make your quest for a full license more comfortable.

How Does It Work?

Getting a full drivers’ license in NC, just like any other state, involves three integral stages. Here’s an in-depth look into how the full-licensing process works;

Acquire a learner’s permit

Potential entrants for drivers’ license can apply from their fifteenth birthday in North Carolina. Upon initial application, young drivers get a learner’s permit.

With the learner’s permit, drivers can undertake practice under supervision by an adult motorist. For young drivers, the learner’s permit is the first step to getting a full license in North Carolina. On the flip side, adult drivers relocating to NC don’t need this permit to get a license renewal.

Secure a provisional license

Young drivers qualify for provisional or restricted licenses on their sixteenth birthday. With the provisional license, young drivers can ply NC roads unsupervised, but with certain restrictions.

These drivers aren’t allowed on some busy state roads. Also, motorists with this license can’t exceed a stated speed limit.

There’s also a time restriction in force for drivers with this license. Young drivers in NC also have a limit on passengers they’re allowed to travel with using this permit.

Get a full license

Full licensing is available for motorists in NC when they clock sixteen years and six months old. With a full license, drivers don’t have any restrictions on timing, number of passengers, etc.

Types of Driver Licenses in North Carolina

Class A/B Regular

A/B Regular licenses provide holders clearance to use big vehicles not covered under CDL requirements.

The license covers a range of vehicles with a weight rating exceeding 10,001lbs. It also covers vehicles with a weight rating exceeding 26,001lbs. Also, it provides cover for towing vehicles with a weight rating not over 10,000lbs.

Class A/B/C Commercial

Motorists with this license class can operate a combo of vehicles with a total weight not less than 26,0001lbs.

Also, this class offers full provision for vehicles towed exceeding 10,000lbs. There’re other permissions granted from possessing this license class like;

  • Vehicles with weight rating of 26,0001lbs or higher, and vehicles towed not over 10,000lbs
  • Any vehicle that transports sixteen or more occupants
  • Combination of vehicles for transporting hazardous materials

Class C Regular

Holders of Class C Regular licenses have the clearance to use personal vehicles and miniature trucks. It also allows full operation for vehicles with a weight rating not exceeding 26,001lbs.

Also, this class endorses the full use of vehicles for towing other vehicles with a weight lesser than 26,001lbs.  

Class M

With a Class M license, motorcycle riders have the endorsement to ply public roads in NC. Drivers requiring this class designation must possess a valid NC drivers license. There’s no emphasis on class required to possess this endorsement for using motorcycles.

How to Apply for Your Driver License

Limited learner permit

  • Complete a driver education course
  • Get an eligibility certificate
  • Apply at a DMV office
  • Get required documents for registration
  • Pass the required tests
  • Road sign recognition test
  • Vision test
  • Written test
  • Pay fee for permit – usually $20 in cash, card, or check
  • Receive your driving log
  • Retrieve learner permit
  • Begin practice under supervision by an adult driver

Provisional license

  • Use learner permit for a 12-month period without violations and infractions in the final 6 months
  • Applicants for a license need to complete 60hrs of driving (50hrs day, 10hrs night)
  • Schedule and complete a driving test appointment and come along with;
  • Learner permit
  • Driving log (completed)
  • Proof of insurance (auto policy or state certificate of insurance)
  • A parent or guardian to sign the application
  • Safe, functional vehicle
  • Pass the driving test
  • Pay required fee for the temporary license
  • Retrieve temporary license 

Full license

  • Hold provisional license for six months without interruptions
  • Fill driving log for provisional license (12 hours driving; 50% day, 50% night)
  • Apply at DMV office with required identification;
  • NC residency
  • Full identity and date of birth
  • Social security details and documentation attesting to residence in the US
  • Proof of insurance

Check out the complete list of required documents here

  • Pay required $5
  • Get sixty-day temporary certificate (Permanent license usually sent within 20days)

Final Word

Doyouneedproofofinsurancetogetyourlicensein NC? After getting the facts in this piece, you have more than enough info to get a full license in NC.